Financing for heat pump or charging station

Choose the appropriate funding for your purchase.

First ask for an offer for the device and installation. You will then see suitable OP, Daikin and Scanoffice funding routes.

  • Device and installation with the same offer
  • Options for 2 & nbsp; 000-50 & nbsp; 000 depending on the funding path
  • Credit decision and final terms always given by the sponsor
Request a quote Compare funding
Three experts from Hesatek
OP OP Yrityspankki Daikin Scanoffice SOG funding Resurs Bank

Tiedot tarkistettu 21.8.2026. Ehdot voivat muuttua.

Official sources and conditions
Daikinin ehdot Scanofficen ehdot OP:n ehdot (PDF) Hesatek OP application

Start with product

Which financial route can fit your purchase?

Select the device you designed. We show possible routes - the final suitability is always determined by the offer and the terms of the donor.

Suunnittelen hankkivani

Select the device path above. All options and their conditions are comparable below.

The offer does not require an application for funding.

Three routes, two lenders

Compare OP, Daikin and Scanoffice funding

Compare suitability and total cost - not just a monthly item. The Daikin route includes products from Resins Bank and OP, and SOG is funded by OP Corporate Bank.

Comparison between OP, Daikin and Scanoffice funding, creditor, funding interval and type of credit.
Vertailukohta Laajin Hesatek-reittiOP Financing For Daikin devicesDaikin funding Scanoffice productsSOG funding
Sopiva hankintaHeat pump, installation or charging stationDaikin heat pumpScanoffice-energiaratkaisu
LuotonantajaOP Yrityspankki OyjResurs Bank or OP Corporate BankOP Yrityspankki Oyj
Financial interval2 500–50 000 €2 & nbsp; 000-50 & nbsp; 000 & nbsp; €per product2 500–50 000 €
LuottotyyppiKertaluottoContinuous credit or single creditKertaluotto, maksuaika 1–72 kk
Keskeinen rajausVaihtuva OP-prime-korkoVain Daikin-hankintaanProduct-specific suitability
Tarkemmat ehdotOP-ehdotDaikin-ehdotSOG-ehdot

Hesatek’s current OP funding

OP funding for heat pump or charging station

On the basis of Hesatek’s offer, the funding is applied for directly in the service of OP. The application does not guarantee credit: OP checks the applicant's creditworthiness and can accept a smaller amount than requested.

Financing2 500–50 000 €
Nimelliskorko 21.8.20269,45 %
Laskutuspalkkio7 €/kk
Perustamismaksu0 €
Open OP application

Edustava esimerkki 10 000 euron luotolle

With the Hesatek OP dealer service 21.8.2026 data, the APR is: 11,06 %, where the nominal interest rate is OP-prime 2,50 & nbsp;% + 6,95 percentage point, i.e. 9,45 & nbsp;%, installation fee 0 & nbsp; €and billing fee 7 & nbsp; €/ month.

Amount of credit: 10 000 €. Minimilyhennys: 170 & nbsp; €/ month (1,7 & nbsp;% credit volume). Arvioitu luottoaika: 84 kk. Total amount payable: 14 & nbsp; 141,63 & nbsp; €. The calculation assumes that the credit will be fully raised and interest, payments and commissions will remain the same throughout the credit period. The interest rate is variable. The lender is OP Corporate Bank Oyj, Gebhardinaukio 1, 00510 XXXXQ5QXZ.

Always check your application service for the final terms and conditions calculated on your credit line before you are approved.

Hesatek is the financial dealer of Daikin

Daikin funding for Daikin heat pump

The acquisition of Daikin consists of two ongoing loans from Resurs Bank and a separate OP credit line. The interest-free period does not always mean free financing.

2 000–4 000 €

Heat pump Account

Residential credit for a smaller acquisition of Daikin and for subsequent additions or maintenance of Resins Bank.

  • Interest-free and wear-free time until the end of the next month, approximately 30-60 days.
  • 12 kuukauden nimelliskorko 0 %, mutta kuukausittainen luottokulu veloitetaan.
  • Credit cost 0,28 & nbsp;% / month of agreed credit limit, up to 11,20 & nbsp; €/ month.
  • No opening fee, no annual fee, no card.
Get Heat Pump Account Resurs-laskuri

Edustava esimerkki: purchases 4 & nbsp; 000 & nbsp; €, ZXQ2QXSKET, 344,53 & nbsp; €/ month. Nominal rate 0 & nbsp;%, credit cost 11,20 & nbsp; €/ month, cost of credit 123,20 & nbsp; €, actual annual rate 5,32 & nbsp;% and amount to be paid total ZXQ8QXXXXXZ & nbsp; Lending agent Resurs Bank AB Finnish branch.

4 000–20 000 €

Heat pump Financing

For a larger Daikin heat pump purchase, the continued credit of Resurs Bank at a fixed interest rate.

  • Interest-free and wear-free time until the end of the next month, approximately 30-60 days.
  • Fixed nominal rate 9,90 & nbsp;%.
  • Credit cost 0,28 & nbsp;% / month of agreed credit limit, up to 12,50 & nbsp; €/ month.
  • No opening fee, no annual fee, no card.
Get Heat Pump Financing Resurs-laskuri

Edustava esimerkki: purchases 15 & nbsp; 000 & nbsp; €, 72 ität, 290,85 & nbsp; €/ month. Nominal rate 9,90 & nbsp;%, credit cost 12,50 & nbsp; €/ month, cost of credit 5 & nbsp; 927,24 & nbsp; €, APR ZXQ8QQXXXXXXXZ & nbsp;% and amount to be paid total ZXQ9QQQXXXXXXXZ & nbsp;

Dakin OP funding

The Daikin heat pump can also be applied for OP Business Bank's one-time credit 2 & nbsp; 500-50 & nbsp; 000 & nbsp; €The current interest rate level and the complete OP example are presented above.

Open the Daikin OP application Daikinin viralliset ehdot

Voimassa 1.7.–30.9.2026 SOG payment time offer: even 3 kk free of interest and free of charge for installation.

After the bidding period, you can pay off the loan completely or continue with the approved payment plan.

Scanoffice products

SOG funding for energy solutions

The OP Business Bank's one-time credit application via ScanOffice's authorised dealer may be suitable for the purchase of, for example, Scanoffice air source heat pump, air-to-water heat pump or charging station. Hesatek confirms the suitability of the product in the offer.

Financing2 500–50 000 €
Takaisinmaksu1–72 kk
KorkoOP-prime + 6,95 %-yks.
Kulut7 €/kk, avaus 0 €
Open SOG application

Scanofficen julkaisema 10 000 euron esimerkki

In the Scanoffice 06 / 2026 example, the APR is: 10,47 %, for interest rate OP-prime + 6,95 percentage point, i.e. 9,45 & nbsp;%, initial rate 0 & nbsp; €and billing fee 7 & nbsp; €/ month.

Amount of credit: 10 000 €. Minimilyhennys: 170 & nbsp; €/ month (1,7 & nbsp;% credit volume). Arvioitu luottoaika: 86 kk. Total amount payable: 14 & nbsp; 142,03 & nbsp; €. The calculation assumes that the credit will be fully raised and interest, payments and commissions will remain the same throughout the credit period. The lender is OP Corporate Bank Oyj, Gebhardinaukio 1, 00510 XXXXQ5QXZ.

Scanofficen viralliset ehdot

Frequently asked questions

Questions concerning the financing of the heat pump

Can the installation also be financed?

Yes, when the equipment and installation are included in an acceptable offer. We'll confirm suitability before we apply.

How do you compare your options?

Compare the actual annual interest rate, monthly expenses and the total amount payable - not just the monthly item.

Do we need down payment or collateral?

In principle, OP and SOG do not require collateral. Always check the final terms from the sponsor.

Voiko luoton maksaa pois ennenaikaisesti?

OP and SOG can be paid off according to the terms. Check the procedures of Resurs Bank for own credit agreement.

Who makes the credit decision?

The decision is made by OP Corporate Bank or Resurs Bank. Hesatek does not process the identity or income data of your credit application.

Offer for the right amount

Ask for an offer and mention the need for funding

We help you select a suitable device and tell you what funding routes are available for the product.

Do not write For Hesatek’s form, personal identification, income or other information on the credit application. They are provided only in the sponsor's own secure service.

myynti@hesatek.fi Play 09 4289 XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX@@

Ma–pe klo 8–16 · Hesatek / Maxei Finland Oy · Valokaari 8, 00750 Helsinki

First ask for an offer - select funding after

You will get a clear total price for the device and installation, which allows you to compare options with the right numbers.

Request a quote See air heat pumps